The Women's Global Business Alliance, LLC (WGBA)
Web Site Terms, Conditions, And Notices Agreement
Between the User and (WGBA)

This Web site is offered to the User conditioned on acceptance by the User without modification of the terms, conditions, and notices contained herein. Use of the content, services, and/or products presented in any and all areas of this site constitutes the User's agreement to abide by the following terms and conditions.

Copyright And Trademark Notifications
All contents of this Web site are: Copyright © 2001 the Women's Global Business Alliance, LLC, 501 Westport Avenue, Suite 205, Norwalk, CT U.S.A. or third party content providers and are protected by international copyright law. All rights reserved. Peer Counsel is a Trademark of the Women's Global Business Alliance, LLC. WGBA, and other WGBA names and product names referenced herein are trademarks or registered trademarks of WGBA.

This Web site is for the User's personal, noncommercial use. If you download any material, you must keep all copyright and other notices intact. The right to use it is not transferable to any other person or entity. User is responsible for all use of User's account (screen name or password) and for ensuring that all use of this Web site through User's account complies fully with the provisions of this Agreement. User may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, or other content, software, products or services obtained from this Web site.

Disclaimer Notice
All materials and services in this sits and third party sites are provided "as is" without warranty of any kind. The content published on tis Web site may include inaccuracies or typographical errors. Changes are periodically made to the information herein. WGBA and or its suppliers, advertisers, and sponsors may make improvements and/or changes in this Web site at any time. WGBA and/or its suppliers, advertisers, and sponsors make no representations an, to the fullest extent allowed by law not limited to warranties of merchantability and fitness for a particular purpose regarding the suitability of the information; the accuracy, reliability, completeness or timeliness of the content, services, products, text, graphics, links, or other items contained within this site, or the results obtained from accessing and using the site and/or the content contained herein.

WGBA does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site, including bulletin boards or the server that makes it available, are free of viruses or other harmful components. The user assumes the entire cost of all necessary maintenance, repair or correction.

Use of this site is at your own risk.

This site may contain advice, opinions, and statements of various information providers and content providers. WGBA does not represent or endorse the accuracy or reliability of any advice, opinion, statement or other information provided by any information provider or content provider, or any user of this site or other person or entity. Reliance upon any such opinion, advice, statement, or other information shall also be at your own risk. Neither WGBA nor its affiliates, nor any of their respective agents, employees, information providers or content providers shall be liable to any User or anyone else for any inaccuracy, error, omission, interruption, timeliness, completeness, deletion, defect, failure of performance, computer virus, communication line failure, alteration of, or use of any content herein, regardless of cause, for any damages resulting therefrom.

Prior to the execution of a purchase or sale or any security or investment, you are advised to consult with your broker or other financial advisor to verify pricing and other information. Neither WGBA, its affiliates, information providers or content providers shall have any liability for investment decisions based upon, or the results obtained from, the information provided. Neither WGBA, its affiliates, information providers or content providers guarantee or warrant the timeliness, sequence, accuracy, or completeness of any such information. Nothing contained in this Web site is intended to be, nor shall it be construed as, investment advice.

Use of Bulletin Boards, Chat Rooms, & Forums
WGBA does not control or regularly review the messages, information or files delivered to Bulletin Boards. It is a condition of your use of the Bulletin Boards and this Web site that you do not upload to, post, distribute or transmit to or through this site any messages, information or materials which violate or infringe in any way the rights of others, or which are libelous, defamatory, obscene, pornographic, threatening, abusive , unlawful, or would otherwise violate any law, or encourage such conduct, or which, without WGBA's express prior consent, contains advertising or any commercial solicitation; post or transmit any material which contains a virus or other harmful component; restrict or inhibit anyone from using and enjoying the bulletin boards.

WGBA has no responsibility for the content of any messages, information or materials uploaded, posted, distributed, or transmitted by Users of this site. However, WGBA retains the right, but not the obligation in its sole discretion, to monitor, review, edit, delete or refuse to post any third-party content which WGBA deems to be objectionable or in violation of these Terms and Conditions. WGBA reserves the right to disclose any information as necessary to satisfy any law, regulation or governmental request.

By submitting messages, information and material to any public area of this site, you are granting WGBA perpetual royalty-free license to reproduce, edit, modify, publish, transmit and display it in whole or in part. User agrees to indemnify and hold harmless WGBA and all officers, directors, shareholders, employees, authorized representatives and agents form and against all claims and expenses, including attorneys' fees, arising out of any messages, information or materials uploaded, posted, distributed, or transmitted to or though this site by you.

User agrees to (as available) send and receive electronic mail, engage in conferences and chats, download and upload files, and otherwise use this Web site only as permitted by these terms and conditions, any additional policies or procedures published in this Web site from time to time by WGBA, and applicable law. Links To Third Parties' Web Sites This Web site may contain links and pointers to Internet sites maintained by third parties. WGBA does not operate or control in any respect any information, products or services on such third-party sites. Third party links are included solely for the convenience of users, and do not constitute any endorsement by WGBA and/or its suppliers. User assumes sole responsibility for use of third party links and pointers and disclaimers set forth herein are equally applicable to such third party sites.

Third Party Content
WGBA is a distributor with regard to content supplied by third party suppliers and Users, therefore, WGBA has no more editorial control over such content than a public library, bookstore, or newsstand. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers and Users are those of the respective author(s) or distributor(s) and not of WGBA. Software Available On This Web Site Any software that is made available to download from this Web site ("Software") is the copyrighted work of WGBA's suppliers.

Use of the Software is governed by the terms of the end user license agreement, if any, which accompanies or is included with the Software ("License Agreement"). End users shall not install or use any Software that is accompanied by or includes a License Agreement, unless the end user first agrees to the License Agreement terms. Any such software is not available to Users in territories where its distribution is prohibited by law.

E-Mail
WGBA respects the privacy of its readers and shall not disclose, distribute or rent its email subscriber newsletter list to any third party, nor shall it permit anyone else to do so.

Modification
WGBA shall have the right, at its discretion, to change, modify, add or remove terms of this agreement at any time. Notification of any such changes shall be made herein. Changes shall be effective immediately, and subsequent use by you of this site shall constitute your acceptance of them.

Termination
This agreement is effective until terminated by WGBA, at any time without notice. In the event of termination, you are no longer authorized to access the bulletin boards and the restrictions imposed on you with respect to material downloaded from the bulletin boards, the disclaimers and limitations of liabilities set forth in this agreement, shall survive.

Indemnity/Limitation of Liability
Under no circumstances, including, but not limited to, negligence, shall WGBA, or its affiliates be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, WGBAs' materials. You specifically acknowledge and agree that WGBA is not liable for any conduct of any User.

As a condition of use of this Web site, the User agrees to indemnify WGBA and its suppliers from and against any and all liabilities, expenses (including attorneys' fees) and damages arising out of claims resulting from User's use of this Web site, including without limitation any claims alleging facts that if true would constitute a breach by User of these terms and conditions. If you are dissatisfied with any material within this site, or with any of the terms and conditions of this site, your sole and exclusive remedy is to discontinue using the site and its related services.

General Information
WGBA reserves the right to make any and all changes to this Web site at its sole discretion without notice to the User. WGBA reserves the right to deny access to this Web site to anyone at any time. This Agreement shall be deemed to include all other notices, policies, disclaimers, and other terms contained in this Web site; provided, however, that in the event of a conflict between such other terms and the terms of this Agreement, the terms of this Agreement shall control. This Agreement has been made in and shall be construed and enforced in accordance with Connecticut law. Any action to enforce this agreement shall be brought in the federal or state courts located in the state of Connecticut. If any provision is deemed to be unlawful or unenforceable, that shall not affect the validity and enforceability of the remaining provisions. If you have further questions regarding this site, please contact WGBA at the following email address: administration@wgba-business.com Any rights not expressly granted herein are reserved. © 2002 WGBA, LLC.